Directors & Officers

Protecting the Assets of Officers and Directors

Claims from employees, clients and stockholders may be made against any company and against its directors and officers. Since a director or officer can sometimes be held personally responsible for acts of the company, most directors and officers will want to be covered rather than risk their personal assets.

Directors & Officers Insurance (often referred to as “D&O”) protects officers and directors of a for-profit or not-for-profit corporation against damages from claims alleging negligent or wrongful acts in the course of their duties. This form of coverage will also pay the corporation (and even the officers and directors in some cases) a portion of expenses incurred in defending lawsuits arising from alleged wrongful acts of officers and directors.

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